Lifestyle Creep: Why Earning More Doesn’t Always Make You Wealthier

Young adult considering lifestyle creep and financial choices

You get a R2,000 increase. Brilliant. Six months later, you’re earning R2,000 more every month — and somehow you feel just as broke as you did before. What happened? Probably nothing dramatic. And that’s the problem. Maybe you started buying lunch a little more often. Added another subscription. Upgraded your phone. Went out a bit

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